Attention homeowners in Cypress and Harris County: Need an appraisal?
Here are the top 7 reasons why TX homeowners need Hill Appraisal Services:
Do you own a house in or near Cypress? Do you need help determining the value of your real estate?
We at Hill Appraisal Services understand the unique needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Hill Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're qualified in helping consumers just like you remove unneeded and unwanted PMI insurance. Challenge Harris county's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a local area that is going down. This means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Hill Appraisal Services is your chief weapon. Was your HELOC recently frozen?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Hill Appraisal Services can provide you with a professional appraisal to help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |